When property values drop, empty-nesters hesitate to sell, and that bottleneck keeps three-bedroom homes off the market exactly when younger buyers need them most.
Energy, water, insurance and council rates have climbed faster than official inflation for five years, and the widening gap is rewriting the mortgage stress story.
Units are clearing at 62% while houses languish at 51%, but is this affordability-driven demand or investors chasing yield before the market turns further?
A commercial and residential property lender's move to test investor appetite exposes the tension between aggregator ownership and multi-channel distribution.
Households earning six figures now face rental stress in Western Australia's tightest market in decades. What income actually works, and is your state next?
New entrants are the only group still increasing loan applications while investor demand falls, but is this surge sustainable or a policy-driven sugar hit?
Two million Australian households plan to downsize within five years, but whether that frees up family homes or floods the wrong end of the market depends on where they move and what they leave behind.
Liberty's mortgage book shrank while secured lending jumped 50%. The shift reveals which categories are absorbing capital that would have funded home loans a year ago.
Three in five mortgage holders now spend more than a third of their income on repayments, pushing 1.4 million households past recommended serviceability thresholds.
One aggregator now touches 11% of new mortgages. Does scale give brokers leverage over banks, or build a chokepoint that eventually narrows your options?
Non-bank mortgage volume jumped $4.14bn year-on-year while major bank growth stalled at 2.6%. The gap reveals who's being shut out of traditional credit.
July jobless rate climbs to 4.5%, labour market cools, yet inflation still sits above target, so what changes for the 891,000 borrowers already scraping by?
Industry bodies warn draft CGT and negative gearing changes could stall investment in build-to-rent, retirement villages and student housing, the government hasn't said if its modelling accounts for those supply effects.
As home equity contracts and the super pool tops $3.5 trillion, politicians are eyeing retirement savings with new intensity, and voters are pushing back.
Tax changes meant to boost supply have pushed investors and first-timers into the same narrow price band. The data shows how that's playing out in Queensland.
Investor loan commitments fell 8.6% last quarter while owner-occupier demand held firmer. That shift changes the math on whether a sitting tenant helps or hurts your sale price.
The federal borrowing ban has worked, capital is leaving residential SMSFs faster than forecast, but it's flowing straight into commercial assets, not out of property altogether.
Transaction volumes jumped 82% year-on-year, but the shift raises questions about residential rental supply and whether investors are chasing income or betting on recovery.
Six of Australia's ten strongest LGAs are in South Australia, but the same supply tightness driving performance now could amplify the fall when national headwinds arrive.
A $130m Toowong riverside tower has sold $40m since launch, but with settlement risk rising across the broader apartment market, can boutique projects maintain pricing power that volume builders are losing?
Tax changes have killed negative gearing's appeal. Inner-city units now deliver 5%+ yields, but the rush into these pockets is already shifting prices.
A new wave of property optimism is colliding with weak building numbers, stretched affordability and renewed rate anxiety. That tension could decide who gets locked out, and who adjusts fast enough to stay in the game.
Renovated townhouses in Mount Waverley Secondary College catchment are selling $400,000 under comparable houses, but the math only works if you're willing to lose land.