Downsizer housing market stalls as falling prices lock family homes

When property values drop, empty-nesters hesitate to sell, and that bottleneck keeps three-bedroom homes off the market exactly when younger buyers need them most.

Capital gains tax draft misses indexation, what it costs you

Draft legislation removes a decades-old inflation adjustment. For a typical investor, that could mean thousands more in tax on the same gain.

Household bills inflation gap hits 50pc as essentials outrun CPI

Energy, water, insurance and council rates have climbed faster than official inflation for five years, and the widening gap is rewriting the mortgage stress story.

Sub-6% variable rates: 52 lenders now undercutting the standard

More than 50 lenders have dropped variable rates below 6%, but the majors are holding the line, so who's cutting, and is switching worth the risk?

Home lending growth at regional lenders defies major bank slowdown

A Tasmanian-based lender grew its home loan book 5.8% while the Big Four saw applications drop up to 20%, so where's the volume coming from?

Forced property sales: who’s selling and what it means for prices

Divorce, job loss and mortgage stress are pushing owners to sell, but is this distress or just life happening?

Social and affordable housing partnerships Queensland: four delivery conditions that matter

New research identifies what makes housing partnerships scale in Queensland, and what usually stops them.

Office vacancy rates hide the real story investors need

Vacancy data still drives headlines, but the metrics that matter for capital and returns have moved on.

Melbourne unit auction clearance rates beat houses by 10%

Units are clearing at 62% while houses languish at 51%, but is this affordability-driven demand or investors chasing yield before the market turns further?

RBA interest rates inflation watch: what ‘working’ means for mortgages

The Reserve Bank says rate hikes are cooling the economy, but another increase remains on the table if price pressures don't ease.

Brisbane retail property: $883m mall stake sale signals shift

A major super fund just bought into one of Brisbane's largest shopping centres. The question isn't the price, it's what they see that others don't.
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Non-bank lender sale reveals broker-channel consolidation pressure

A commercial and residential property lender's move to test investor appetite exposes the tension between aggregator ownership and multi-channel distribution.

New home sales slide 3.7% as investors buy but owner-occupiers step back

Three straight months of falling sales despite record investor lending into new builds, so where are the owner-occupiers?

Housing stress threshold hits $130k in WA as rents outpace wages

Households earning six figures now face rental stress in Western Australia's tightest market in decades. What income actually works, and is your state next?

First home buyer loans rising as investors retreat: what’s driving it

New entrants are the only group still increasing loan applications while investor demand falls, but is this surge sustainable or a policy-driven sugar hit?

Rental affordability Australia: single workers now spend 50-69% of pay

Median apartments now eat more than half of take-home pay for a $70k earner in every capital, and regional centres offer no escape.

Boomer downsizing wave: 1.93m households set to move, what it means for supply

Two million Australian households plan to downsize within five years, but whether that frees up family homes or floods the wrong end of the market depends on where they move and what they leave behind.

Housing downturn spending: how frozen property sales crush furniture retailers

Property transaction volumes fell sharply mid-year, and now furniture and appliance chains are feeling the secondary hit.

Business loan demand climbs while capital spending stalls

Firms are choosing liquidity over equipment. What that means for property.

Non-bank lending diversification: where mortgage capital is moving

Liberty's mortgage book shrank while secured lending jumped 50%. The shift reveals which categories are absorbing capital that would have funded home loans a year ago.

Mortgage stress hits 60% of borrowers as repayments consume 38% of income

Three in five mortgage holders now spend more than a third of their income on repayments, pushing 1.4 million households past recommended serviceability thresholds.

White-label mortgages fade as aggregators chase margin over volume

The funding model that built broker independence is unwinding. One major aggregator just shifted $1.3bn away from third-party lenders to its own book.

Broker market share hits 1-in-9 loans: what it means for borrowers

One aggregator now touches 11% of new mortgages. Does scale give brokers leverage over banks, or build a chokepoint that eventually narrows your options?

Broker channel hits 81% market share as network profits jump 39%

One network now writes one in nine Australian mortgages, but the profit growth happened during a lending downturn, not a boom.

Non-bank lenders surge 65% as mainstream credit tightens

Non-bank mortgage volume jumped $4.14bn year-on-year while major bank growth stalled at 2.6%. The gap reveals who's being shut out of traditional credit.

Unemployment rate rise complicates RBA’s next move as mortgage stress deepens

July jobless rate climbs to 4.5%, labour market cools, yet inflation still sits above target, so what changes for the 891,000 borrowers already scraping by?

Negative gearing tax reform: industry demands second consultation over supply risks

Industry bodies warn draft CGT and negative gearing changes could stall investment in build-to-rent, retirement villages and student housing, the government hasn't said if its modelling accounts for those supply effects.

Church land development Sydney: the supply unlock no one’s pricing in

An Anglican parish is trading land for housing and community space. The model works, but most religious landholdings stay locked.

WA planning reforms land $29.8m, but will they clear the real bottleneck?

Federal funding targets approvals and zoning, yet WA already clears projects faster than most states. The constraint may lie elsewhere.

Superannuation policy changes edge closer to Medicare’s third-rail status

As home equity contracts and the super pool tops $3.5 trillion, politicians are eyeing retirement savings with new intensity, and voters are pushing back.

Developer insurance compliance: NSW targets Bathla as stranded-buyer risk spreads

State fines and licence conditions hit one major builder. Whether that money flows to buyers or just joins the insolvency queue remains unclear.

Housing supply target Australia: planning reform delivers no progress

Major planning changes haven't moved the build rate. So where's the real blockage, and can more reform fix it?

Prefab homes Australia: can modular cut costs 50pc or hit the same roadblocks?

US developer claims factory-built townhouses slash build cost by half, but land, approvals and local capacity tell a different story.

Investor competition first home buyers: Queensland new builds now a $1.9bn battleground

Tax changes meant to boost supply have pushed investors and first-timers into the same narrow price band. The data shows how that's playing out in Queensland.

Selling investment property: when tenants cost you buyers

Investor loan commitments fell 8.6% last quarter while owner-occupier demand held firmer. That shift changes the math on whether a sitting tenant helps or hurts your sale price.

Property management fees: the hidden cost eating your rental returns

A 1% fee difference compounds to thousands over a decade, but the real damage comes from what cheap managers miss.

SMSF commercial property shift accelerates as residential lending ban bites

The federal borrowing ban has worked, capital is leaving residential SMSFs faster than forecast, but it's flowing straight into commercial assets, not out of property altogether.

Australian property investors New Zealand: capital outflow accelerates

Policy cooled local demand but the capital didn't stay, it crossed the Tasman. What that means for supply.

Owner-occupier suburbs: the investor blind spot in this downturn

Investor-heavy suburbs are losing ground faster than anyone forecast, the data suggests a structural shift is underway.

Commercial property investment surges as yields force rethink

Transaction volumes jumped 82% year-on-year, but the shift raises questions about residential rental supply and whether investors are chasing income or betting on recovery.

Adelaide property market holds firm as national cycle turns

Six of Australia's ten strongest LGAs are in South Australia, but the same supply tightness driving performance now could amplify the fall when national headwinds arrive.

Loan default risk jumps 18% in one Geelong suburb

Highton now ranks in Victoria's top 10 for mortgage stress volume. The question: was it regional prices or income squeeze?

Brisbane luxury apartments: can boutique developments hold margins as construction costs climb?

A $130m Toowong riverside tower has sold $40m since launch, but with settlement risk rising across the broader apartment market, can boutique projects maintain pricing power that volume builders are losing?

Adelaide CBD Apartment Tower Clears Key Approval Test

A 95-home Franklin Street project has cleared a major hurdle, but approval is not the same as delivery.

Downsizing property market stalls as retirees pull 5.5 million homes off the table

One in three over-55s are delaying sales, choosing reverse mortgages over auction risk — and the supply impact is starting to show.

Brisbane rental yield: where investors are buying after tax reform

Tax changes have killed negative gearing's appeal. Inner-city units now deliver 5%+ yields, but the rush into these pockets is already shifting prices.

Australia’s housing squeeze just got uglier, and the next rate move could make it worse

A new wave of property optimism is colliding with weak building numbers, stretched affordability and renewed rate anxiety. That tension could decide who gets locked out, and who adjusts fast enough to stay in the game.

Auction surprise Sydney downturn: $50k above guide in falling market

Four bidders drove a western Sydney house $50,000 past expectations while clearance rates sit at 45%. What made this one different?

Melbourne school zone property savings: the $400k townhouse trade-off

Renovated townhouses in Mount Waverley Secondary College catchment are selling $400,000 under comparable houses, but the math only works if you're willing to lose land.