Rates & Credit

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Rates & Credit

Australia’s Economy Is Slowing, But the RBA May Not Blink

Jobs are weakening while underlying inflation has lifted to 3.4 per cent. For borrowers and investors, the next RBA call is no longer simple.
Rates & Credit

Jobs Shock Puts RBA’s Next Rate Hike on Thin Ice

Unemployment has jumped to 4.5 per cent, but sticky inflation means borrowers may not be out of danger yet.
Rates & Credit

Banks Just Moved Before Negative Gearing Even Changes

Macquarie has tightened investor loan checks early, and the real pain may land before the tax rules begin.
Rates & Credit

First-Home Buyers Are Running Out of Breathing Room

Low-deposit loans helped buyers get in sooner. Now higher costs are testing whether they had enough buffer to stay comfortable.
Rates & Credit

Rate Pain Is Back, And Borrowers Are Running Out of Easy Moves

The RBA has lifted rates again, but the real test is whether households still have enough cashflow buffer left.
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Rates & Credit

Angus Taylor says Canberra is keeping rates higher. Here’s the part borrowers should actually care about

A fresh political blame game is building around interest rates, but the real question for households is simpler: is government spending still making the RBA’s job harder?
Market Signals

The Aussie Dollar Just Jumped. Here’s the Trap Waiting for Australian Investors

A stronger Australian dollar looks like good news. For investors with US shares, offshore cash or travel plans, the reality is more complicated.
Market Signals

The Rate Shock That Could Split Australia’s Housing Market Again

A fresh RBA hike, sticky inflation and an oil-driven global shock have changed the 2026 property script. The headline may look flat, but that is not how the next phase is likely to feel on the ground.
Rates & Credit

The Quiet Winners of Higher Rates Aren’t Who Most Australians Think

Higher rates are biting hard in one part of Australia. In another, they may be doing the opposite.
Rates & Credit

Investors Just Got a New “Runway” and Most People Missed It

A quiet change in bank policy can do more to the market than a loud headline. This week, Westpac Group brands have put 15-year...
Rates & Credit

The real reason investors stall: it’s not deals; it’s borrowing power

Serviceability buffers, cash flow drag and sloppy sequencing can cap you after property one. Here’s how investors keep lenders saying “yes”.
Rates & Credit

Why buyers are spooked about 2026 and it’s not prices

Credit is the real risk lever. As lending tightens, the “borrow big and hope” strategy gets exposed fast. Here’s how to invest defensively without sitting on your hands.
Rates & Credit

One tiny rate rise can change everything for property in 2026

A 0.25 per cent hike doesn’t just lift repayments, it hits confidence, cools demand and exposes investors with no buffer.
Rates & Credit

Inflation Shock & Property Power: What Australia’s 2026 Market Really Means

How rising inflation shifts the playing field for property investors and how you can seize the advantage
Rates & Credit

Your credit card could be costing you $50k in borrowing power

A simple tweak to your plastic could lift your home-loan capacity, and get you to a deposit faster.
Rates & Credit

APRA’s new crackdown to hit ‘overstretched’ property investors

Tough new debt limits will make it harder for highly geared Aussies to keep growing their property portfolios – especially those already near the edge.
Rates & Credit

Major Bank Move Sparks New Era for Low-Deposit Buyers

Sweeping policy shift lets borrowers enter the market with deposits starting from just $31,000 shaking up Australia’s mortgage landscape.
Rates & Credit

RBA Rate Shock: Why Borrowers Shouldn’t Bet on Cuts Just Yet

Economy watchers brace for a surprise move as inflation data rattles expectations and mortgage holders face renewed pressure.
Rates & Credit

10 Smart Lending Hacks to Fast-Track Your Property Portfolio

Practical finance strategies that help you borrow more and buy smarter

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