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Rates & Credit

Australian Housing Crisis: Banks Fund Mortgages, Not Homes

Australia’s banks hold $2.5 trillion in home loans, while development finance carries far heavier capital costs. Is credit worsening the shortage?
Rates & Credit

Australia’s Biggest Home Lender Isn’t a Bank, And It’s Pulling Back

Family help is shrinking just as prices soften. That sounds useful for buyers, but the borrowing risk may be shifting.
Rates & Credit

Housing Investor Loans Face A New Budget Shock

Investor loan demand is weakening fast, and the budget may have changed the borrowing maths before prices fully reset.
Rates & Credit

Investor Lending Hits 16-Year High as Banks Tighten Up

Investors are taking a bigger slice of home loans, but the borrowing maths is getting harder.
Rates & Credit

Why Childcare Property Lending Is Becoming A Suburb-By-Suburb Game

Childcare demand still looks solid, but lenders are now asking a harder question: which centres can survive local pressure?
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Rates & Credit

RBA Rate Cuts: Housing Affordability & Cost‑of‑Living Impact 2025

How property buyers and investors should respond to changing interest rates and rising living costs in Australia

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