Rates & Credit

Unlock expert property insights and market intelligence
Free newsletter
Rates & Credit

Rate hikes and inflation push household strain to a post-pandemic high

A new Misery Index shows borrowing costs and prices now do the damage, not jobs. The question is who carries it.
Rates & Credit

Non-bank lending gets a $1.7bn boost from Macquarie and Citi

A bridging fintech now has more than $1.7bn in debt funding from two big institutions. The harder question is what that means for borrowers and risk.
Rates & Credit

Best interest duty review: cheaper loans aren’t always best

ASIC is reviewing how brokers meet their best interest duty, and the industry says the lowest rate is not always the right loan. The trade-off matters more as rates bite.
Rates & Credit

Trans-Tasman stress test: banks pass, but the gaps matter

Regulators say lenders would keep lending through a deep recession. The test is only as good as what it leaves out.
Latest
Rates & Credit

APRA’s new crackdown to hit ‘overstretched’ property investors

Tough new debt limits will make it harder for highly geared Aussies to keep growing their property portfolios – especially those already near the edge.
Rates & Credit

Major Bank Move Sparks New Era for Low-Deposit Buyers

Sweeping policy shift lets borrowers enter the market with deposits starting from just $31,000 shaking up Australia’s mortgage landscape.
Rates & Credit

RBA Rate Shock: Why Borrowers Shouldn’t Bet on Cuts Just Yet

Economy watchers brace for a surprise move as inflation data rattles expectations and mortgage holders face renewed pressure.
Rates & Credit

10 Smart Lending Hacks to Fast-Track Your Property Portfolio

Practical finance strategies that help you borrow more and buy smarter
Rates & Credit

Major Lending Shift: What Property Investors Must Do Now

How Australia’s top lender pulled out of company/trust loans and what that means for your property portfolio
- Advertisement -
Rates & Credit

Will A 5% Deposit Really Help First-Home Buyers, Or Just Push Prices Higher?

What the new 5% scheme could mean for buyers, investors, and the next leg up in Australia’s property market.
Rates & Credit

Invest or Pay Off the Mortgage? A Straight-Up Guide for Aussies

A practical framework to choose between extra repayments, your offset, or investing, without the stress.
Rates & Credit

How a 10-Year Interest-Only Loan Could Supercharge Your Wealth

Three clever strategies smart investors are using to grow faster with AMP and ANZ’s interest-only loans
Rates & Credit

Where the Smart Money Is Going: How Falling Rates Are Reshaping Australia’s Property Market

Interest rates are falling, and confident buyers are returning to the market. Here’s what’s changing, where, and why it matters.
Rates & Credit

How Smart Investors Use Good Debt to Build Wealth

A practical guide to using leveraged property debt to grow your passive income
- Advertisement -
Rates & Credit

RBA Rate Cuts: Housing Affordability & Cost‑of‑Living Impact 2025

How property buyers and investors should respond to changing interest rates and rising living costs in Australia

Follow us

HomeRates & Credit