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Rates & Credit

Australia’s Economy Is Slowing, But the RBA May Not Blink

Jobs are weakening while underlying inflation has lifted to 3.4 per cent. For borrowers and investors, the next RBA call is no longer simple.
Rates & Credit

Jobs Shock Puts RBA’s Next Rate Hike on Thin Ice

Unemployment has jumped to 4.5 per cent, but sticky inflation means borrowers may not be out of danger yet.
Rates & Credit

Banks Just Moved Before Negative Gearing Even Changes

Macquarie has tightened investor loan checks early, and the real pain may land before the tax rules begin.
Rates & Credit

First-Home Buyers Are Running Out of Breathing Room

Low-deposit loans helped buyers get in sooner. Now higher costs are testing whether they had enough buffer to stay comfortable.
Rates & Credit

Rate Pain Is Back, And Borrowers Are Running Out of Easy Moves

The RBA has lifted rates again, but the real test is whether households still have enough cashflow buffer left.
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Rates & Credit

Major Lending Shift: What Property Investors Must Do Now

How Australia’s top lender pulled out of company/trust loans and what that means for your property portfolio
Rates & Credit

Will A 5% Deposit Really Help First-Home Buyers, Or Just Push Prices Higher?

What the new 5% scheme could mean for buyers, investors, and the next leg up in Australia’s property market.
Rates & Credit

Invest or Pay Off the Mortgage? A Straight-Up Guide for Aussies

A practical framework to choose between extra repayments, your offset, or investing, without the stress.
Rates & Credit

How a 10-Year Interest-Only Loan Could Supercharge Your Wealth

Three clever strategies smart investors are using to grow faster with AMP and ANZ’s interest-only loans
Rates & Credit

Where the Smart Money Is Going: How Falling Rates Are Reshaping Australia’s Property Market

Interest rates are falling, and confident buyers are returning to the market. Here’s what’s changing, where, and why it matters.
Rates & Credit

How Smart Investors Use Good Debt to Build Wealth

A practical guide to using leveraged property debt to grow your passive income
Rates & Credit

RBA Rate Cuts: Housing Affordability & Cost‑of‑Living Impact 2025

How property buyers and investors should respond to changing interest rates and rising living costs in Australia

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